Welcome to
National Trust Bank Limited
Welcome to National Trust Bank Limited. If you’re saving or investing in property, we’re here to help you every step of the way.
Let us help you achieve your goals
Savings
Our fixed rate and notice savings accounts, and Cash ISAs, will help you make the most of your money. Whether you're saving for a rainy day or for the future, we've got you covered. Managing your accounts is a breeze with our easy-to-use, online platform and mobile app.
Explore savingsProperty Finance
We're here to support property investors with our Bridging and Buy To let mortgages, distributed exclusively through brokers. Whether you're looking to buy or renovate properties with our short-term Bridging loans, or are looking for longer-term Buy-To-Let funding, we can help.
Explore propertyRetail Finance
Omni Capital Retail Finance (Omni), our retail finance business, supports a wide range of retail sectors with its fast and simple point of sale finance options. We make it easy for businesses to offer flexible financing solutions and a seamless shopping experience to their customers, who can then manage their accounts online.
Explore retail financeWhat makes
us different
At National Trust Bank Limited, we know how much your money means to you. Whether you’re saving or borrowing, every penny counts. We also recognise the importance of exceptional service and expertise; managing your finances should be as straightforward and stress-free as possible.
Everything we do has your needs in mind. We’re here to support you every step of the way, ensuring you can get great online savings accounts, find simple solutions for complex mortgage needs, and spread the cost of purchases from thousands of businesses across the UK.
Download
our Savings app
With our Savings app you can:
- Open a new account (existing customers only)
- Check your balances
- Access documents
- Send us a secure message
- Provide maturity instructions
Our Savings accounts
We offer a range of online Savings accounts, including tax-free Cash ISAs, to suit your needs.
ISAs
Make the most of this year's ISA Allowance with our range of e-Cash ISAs. You can transfer existing ISAs to us as well.
See ISAsFixed Rate Savings Accounts
If you've used this year's ISA Allowance, or want to save outside of an ISA, our Fixed Rate Savers also give you guaranteed interest rates over a range of fixed terms.
See fixed rate savingsNotice Accounts
If you want to be able to make withdrawals but don't need instant access, and add to your balance at any time, our range of Notice Accounts could be the answer.
See notice accountsFeatured Account
4.55%
AER* interest paid at maturity
1 year Fixed Rate e-Cash ISA
- Term: 1 year fixed rate
- Interest: Paid at maturity
- Account type: e-Cash ISA
- Manage: Online or via our mobile app
*AER stands for Annual Equivalent Rate and makes it easier for you to compare savings accounts.
Your Money’s Safe
Your eligible deposits with National Trust Bank Limited are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
For further information about the compensation provided by the FSCS, refer to the FSCS website at fscs.org.uk.
What people say
Illustrative sample reviews
“I moved my savings over after comparing rates and the 4.55% fixed saver was the clear winner. Application took about 10 minutes and I could see everything in the dashboard the same day. Wish I’d switched sooner.”
Sarah M.
London
“Had a few questions before opening an ISA and the phone team actually knew the products inside out. No scripted answers, just helpful guidance. That’s surprisingly rare these days.”
James T.
Manchester
“What stands out is the transparency. Rates, terms and charges are all laid out plainly — no digging through small print. It makes planning feel a lot less stressful.”
Priya K.
Birmingham
“Our intermediary made the buy-to-let application far less painful than I expected. Regular updates, quick turnaround on documents, and straight answers when things got complicated.”
Michael R.
Bristol
“The website is genuinely easy to use — I’m not especially tech-savvy and I could set up the account without calling anyone. Statements and interest details are clear at a glance.”
Emma L.
Leeds
“I’ve been with one of the big high-street banks for years but the service here feels more personal. Transfers are quick, communication is clear, and the savings rates speak for themselves.”
David H.
Edinburgh
Mortgages
Your property may be repossessed if you do not keep up repayments on your mortgage. Loans are subject to status, terms and conditions. This website is for information purposes only. If you are in any doubt regarding suitability of our products please seek advice from an accredited independent mortgage adviser.
Savings
Your eligible deposits with National Trust Bank Limited are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered. For further information about the compensation provided by the FSCS, refer to the FSCS website at fscs.org.uk